Agentic AP automation

Flo runs the full AP lifecycle in one connected workflow. From invoice ingestion to payment confirmation and GL sync. No gaps between tools. No manual handoffs.
Intake and Approvals flow
One workflow. Invoice to ledger.
Flo runs the full accounts payable lifecycle in one connected workflow. Ingestion, extraction, matching, approval, payment, and reconciliation. Here is how each step works.
Touchless capture and validation
Invoices arrive by email, upload, cloud drive, or API. Flo runs each one through the pipeline automatically.

Fields are extracted with a confidence score, and exact-hash duplicates are caught before they reach a human.
50%
faster procurement cycles
50%
faster procurement cycles
Three-way match, PO to contract
Flo matches every bill to its purchase order and the active vendor contract, comparing line items with fuzzy and semantic logic.

Clean matches pass straight through. Discrepancies surface with the contract, the PO, and the delta side by side.
.
Policy-driven approval routing
Bills route by amount, GL account, spend owner, and department, and escalate when something needs a manager.

Before approving, reviewers see PO coverage and any shortfall, so off-PO spend is flagged, not waved through.
50%
faster procurement cycles
50%
faster procurement cycles
Payment files and NetSuite sync
On approval, Flo creates the payment record and exports a bank-ready file. Custom layouts are built with LLM assistance.

Approved bills and payments sync to NetSuite automatically, with status, a record link, and retry on every entry.
Built for the teams who own the number.
And the teams who do the work.
Testimonials
“Finance queries Flo AI and surfaces exactly what they need for reforecast: 
which renewals are approaching, what savings are in play, when contracts are closing. Live insights, on demand
no back-and-forth, no delays”
Toral Patel, 

VP Accounting
“With Spendflo, we finally have unified visibility. We can look in one portal and see all our spend, upcoming renewals, and how we’re actually using the licenses we’re paying for.“
Josh Rappoport, 

VP Finance
“Spendflo AI triages intake and guides them through the right workflows. Centralize contracts, approvals, vendor data, and docs in one place. AI tracks usage, sentiment, and timelines automatically.”
Scott Stibich, 

Senior Accountant.