15+ Top SaaS finance tools you need to check out
Finance teams often struggle to manage invoices, reimbursements, company cards, and other technical payment processes. Due to this, SaaS FinTech has witnessed a high demand in recent years. With so many SaaS tools out there, it can be difficult to pick one that’s the right fit. This is why we have put together this detailed list of SaaS finance tools to help your business find the most suitable tech stack.

What is a SaaS product?
SaaS (Software as a Service) refers to web-hosted software that users can subscribe to on a monthly or annual basis. The software does not require any installation and can be accessed from anywhere using the internet. Cloud software provides companies with the ability to work together from multiple locations while improving efficiency.
When it comes to a company’s finances, the process is often labor-intensive, costly, and inefficient. Businesses aren’t able to gauge vital metrics related to invoices, revenue, and cash flow. Fortunately in the last few years, there has been an increase in SaaS FinTech that has revolutionized the payment industry.
The total number of global digital transactions is expected to increase by 12.3% by 2027 according to Statistica.
That’s why CEOs and CFOs need to pay more attention to their finance tech stack. Let’s take a look at the best finance management SaaS tools that can transform your business.
1. NetSuite

NetSuite is a cloud Enterprise Resource Planning (ERP) system that provides companies with all the applications they need to run their business efficiently. This includes finance, Customer Relationship Management (CRM), supply chain, eCommerce, and a dozen other services. NetSuite can help businesses develop real-time 360° visibility.
Features
Enterprise Resource Planning (ERP)
- Order management
- Production management
- Procurement
Customer Relationship Management (CRM)
- Salesforce automation
- Sales order management
- Leads management
- Invoice customization
Professional Service Automation (PSA)
- Track and manage project expenses
- Project accounting
- Project delivery support
Accounting
- Payment processing
- Managing purchase orders
- Recording transactions
- Collecting taxes
- Journal entries for transactions
- Managing ledger accounts
Human Capital Management
- Initiating promotions
- User, role, and access management
- Automation of HR tasks
eCommerce
- Inventory and order management
Best features
- Shift scheduling
- Payment scheduling
Pricing
- Free trial
- Customized pricing
User type
CEOs, CFOs, and CIOs
Industry type
Software, staffing and recruiting, and information technology
Market segment
Mid-market
Customer support
Support ticket, call, and email inquiry
Website
Founded in
1998
Headquarters
Austin, Texas, United States
2. Intuit QuickBooks

Intuit QuickBooks is an accounting software that helps businesses manage payments, pay bills, send invoices, and streamline other accounting processes.
Features
Accounting
- Invoicing
- Expense tracking
- Bank reconciliation
- Payroll management
- Fund accounting
- Project accounting
- Fixed asset management
- Purchase order management
- Tax management
Billing
- Project billing
- Hourly billing
- Contingency billing
- Billing portal
Payments
- Payment processing
Best features
- Payroll reporting and dashboards
- Tax calculation
Pricing
- Simple - $20 per month
- Essentials - $40 per month
- Plus - $70 per month
- Advanced - $150 per month with up to 25 users
User type
Independent contractors, real estate agents, and small businesses
Industry type
Manufacturing, retail service, and nonprofit
Market segment
Small business
Customer support
Learning guides, webinars, community resources, chat services, and FAQs
Website
Founded in
1983
Headquarters
Mountain View, California
3. Bill.com

Bill.com provides an Artificial Intelligence (AI) platform for businesses to automate accounts payable and accounts receivable processes. Companies can configure the software’s billing system in a way that is customized to their business.
Features
Integration
- Banking integration
- Email integration
- Online banking integration
- Bank reconciliation
Payments
- Overpayment processing
- Online payment processing
- Check processing
- ACH payment processing
- Recurring billing
Accounting
- Revenue management
- Receipt management
- Invoice processing
- Fund accounting
- Billing and invoicing
- Tax management
- Expense management
- Payment handling
- Accounts payable
- Accounts receivable
Order management
- Production management
- Project management
- Supplier and purchase order management
- Task management
Best features
- Accounts payable repository
- Accounts payable benchmarking
Pricing
- Free trial
- Essentials - $45 per month
- Team - $55 per month
- Corporate - $79 per month
User type
Freelancers, accountants, administrators, and human resource professionals
Industry type
Startup, nonprofit, and enterprise
Market segment
Small business
Customer support
FAQs, phone, email, help desk, chat service, and knowledge base
Website
Founded in
2006
Headquarters
San Jose, California, United States
4. Airbase

Airbase is a spend-management platform that gives finance teams more control, visibility, and automation with real-time data and efficient insights. It also scales with businesses as they grow and provides an intuitive interface.
Features
Expenses
- Digital receipt management
- Credit card management
- Audit trail
- Budgeting
- Electronic funds transfer
- Mobile receipt upload
Invoicing
- Invoice processing
- Invoice creation
- Invoice management
Administration
- Vendor management
- Supplier management
- Real-time reporting
Integrations
- Credit card integration
- Bank integration
- Third-party integrations
Best features
- Employee reimbursement
- Spend management
Pricing
Customized pricing
User type
Finance teams and accountants
Industry type
Computer software, IT service, automobile, and network security
Market segment
Mid-market
Customer support
Ticket, email, and FAQs
Website
Founded in
2017
Headquarters
San Francisco, California, United States
5. Expensify

Expensify is an expense management system that automates billing, invoicing, payments, and more. Companies can sign up for the Expensify corporate credit card for faster and more convenient payment processing.
Features
Expense reports
- Real-time expense reports
- Smart categorizations
- Digital receipt management
- Automated reporting
- Unlimited receipt uploads
- Duplicate expense detection
Administration
- Automatic account sync
- Automated reminders
- Guided review
- Smooth approval
Payments
- Credit card integration
- Direct deposit reimbursement
- Online reimbursement
- Corporate cards
- Credit card import
Best features
- Receipt capture
- Employee reimbursements
Pricing
- Free trial
- Collect - $5 per month
- Control - $9 per month
User type
Freelancers and small businesses owners
Industry type
Computer software, financial service, marketing, advertising, and information technology
Market segment
Mid-market
Customer support
In-app chat support, email, live calls, and community resources
Website
Founded in
2008
Headquarters
Portland, Oregon, United States
When it comes to these SaaS subscriptions, each software has a unique set of features that work better for different industries and company setups. To better understand how to pick and optimize a SaaS stack, check out Spendflo’s ultimate guide to SaaS spend optimization.
6. Avalara

Avalara is a finance-management cloud solution that automates a company’s taxes. It aims to help businesses get tax compliance right. The SaaS software provides businesses with a wide range of options to calculate their taxes, file returns, and comply with document-management requirements.
Features
Taxes
- Taxability verification
- Tax compliance
- Sales tax management
- Consumer use tax
- Tax calculation
- Tax filing
Integrations
- Data import and export
- Workflow automation
- Third-party integrations
Best features
Sales tax and VAT compliance
Pricing
- Free trial
- Customized pricing
User type
Independent contractors, accountants, and finance teams
Industry type
Retail, consumer goods, computer software, and wholesale
Market segment
Mid-market
Customer support
Chat support, help center, training, developer resources, and tickets
Website
Founded in
2004
Headquarters
Seattle, Washington, United States
7. Tipalti

Tipalti helps eliminate a large part of a company’s payables workload by scaling cash flow efficiently. It streamlines and automates the way companies make payments to their suppliers, partners, and other businesses.
Features
Payment
- Vendor payment
- Transaction management
- Batch processing
- Payment tracking
- Payment scheduling
- Tax compliance
- Spend control
- Percentage commissions
Data management
- Due dates
- Activity dashboard
- Affiliate management
- Audit trail
- Content management
- Document management
- Financial analysis
Invoices
- Invoice management
Best features
Vendor checks
Pricing
$149 per month
User type
Administrators and entrepreneurs
Industry type
Accounting, software, and FinTech
Market segment
Mid-market
Customer support
Phone support, email, live calls, help desk, FAQs, and knowledge base
Website
Founded
2010
Headquarters
San Mateo, California, United States
8. Sage Intacct

Sage Intacct provides cloud-based financial management services to five regions around the globe including the United States, Canada, the United Kingdom, Australia, and South Africa. It helps businesses increase operational efficiency, manage IT costs, and gain valuable real-time insight into their finances.
Features
Analytics
- Financial statement
- Customizable dashboards
- Custom reporting
- Inventory management
Accounting
- Payment processing
- AP automation
- Invoice customization
Ledger
- Journal entries
- Audit trail
Integration
- Data import and export
- reconciliations
Best features
- Accounting journal entries
- File exporting
Pricing
- Free trial
- Customized pricing
User type
Engineers, marketers, and sales associates
Industry type
Accounting, cloud computing, and enterprise software
Market segment
Mid-market
Customer support
Training, calls, knowledge base, and live chat
Website
Founded in
1999
Headquarters
San Jose, California, United States
9. Xero

Xero is an online accounting software that enables its users to track and manage cash flow processes, invoicing, payments, reporting, and pay runs. This cloud software is available on iOS and Android platforms.
Features
Billing
- Invoice customization
- Bill tracking
- Payment scheduling
- Overdue bill management
Payment
- Payment processing
- Reimbursement
- Monitoring and managing expenses
- Audit trail
Banking
- Automatic bank feeds
- Data security
- Bank compliance
Projects
- Workflow management
- Project cost tracking
- Project financials
Best features
- Report filing
- Income and expense management
Pricing
- Free trial
- Starter - $25 per month
- Standard - $40 per month
- Premium - $54 per month
User type
Accountants and bookkeepers
Industry type
FinTech, SaaS, and personal finance
Market segment
Small business
Customer support
FAQ, online support, courses, and guides
Website
Founded
2006
Headquarters
Wellington, New Zealand
10. Brex

Brex is an all-in-one financial management solution that helps companies spend, save, and earn better. It includes custom expense plans, auto-generated invoices, simple reimbursements, and many other features that accelerate payment processes.
Features
Receipts
- Mobile receipt uploading
- Receipt management
- Receipt capture
Administration
- Accounting integration
- Performance management
- Compliance management
- Business tool integration
- Automated reminders
Expense
- Corporate card management
- Expense report creation
- Employee reimbursement
- Digital receipt management
Best features
Electronic payment processing
Pricing
- Free trial
- Customized pricing
User type
Administrators, bookkeepers, and accountants
Industry type
Banking, information technology, retail, and computer software
Market segment
Small business
Customer support
Live chat and a help center
Website
Founded in
2017
Headquarters
San Francisco, California
11. Stripe

Stripe’s software powers payments for online and in-person retailers, subscription businesses, software platforms, and marketplaces. Businesses can use SaaS software to deal with payment frauds, send invoices, issue virtual and physical cards, and reduce friction at checkout.
Features
Integration
- Hosted payment page
- Embeddable UI toolkit
- In-person payments
- Third-party integrations
- Accounting integration
- eCommerce integration
Payment processing
- Encryption
- Digital wallet integration
- Credit card processing
- Mobile payments
- Multi-currency
- Processing fee management
Best features
Payment encryption
Pricing
- Pay-as-you-go pricing
- Enterprise custom pricing
User type
Startups and small business owners
Industry type
Finance, SaaS, software, and eCommerce
Market segment
Small business
Customer support
Live calls, emails, and learning guides
Website
Founded in
2010
Headquarters
Dublin, Ireland
12. Spendesk

Spendesk is a 7-in-1 FinTech solution that finance teams can use to make smarter spending decisions. This cloud software simplifies how companies access credit cards, expenses, invoices, accounting, approvals, budgets, and spending reports.
Features
Card management
- Debit card support
- Receipt management
- Multi-currency processing
- Spend control
- Approval process control
- Credit card integration
Expense reports
- Expense reports
- Smart categorization
- Digital receipt management
- Employee reimbursement
Payments
- Recurring billing
- Online payments
Best features
- Receipt capture
- Credit card integration
- Expense report generation
Pricing
- Free trial
- Starter pricing
- Essential pricing
- Scale pricing
User type
Accountants, CFOs, financial controllers, and treasurers
Industry type
B2B, financial service, and credit card companies
Market segment
Mid-market
Customer support
FAQs, calls, emails, community resources, and help center
Website
https://www.spendesk.com/en-eu/
Founded in
2016
Headquarters
Paris, France
13. Paddle

Paddle is a financial SaaS product that handles everything from checkouts, payments, subscription management, invoicing, and renewals, to global tax compliance, fraud protection, and reporting. It integrates with multiple payment providers and optimizes everything related to finances.
Features
Taxes
- Sales tax
- VAT calculation
- GST calculation
Billing
- Automation
- Billing consolidation
- Invoice adjustment
Order management
- Order history
- Discount management
- Package tracking
Remittance
- Global border compliance
Best features
- Subscription renewal
- Data consolidation
Pricing
- Free trial
- Pay-as-you-go - 5% + 50¢ per transaction
- Customized pricing
User type
Software developers and accountants
Industry type
Computer software, design, and advertising
Market segment
Small businesses
Customer support
Calls, help center, and learning resources
Website
Founded in
2010
Headquarters
London, United Kingdom
14. Zuora

Zuora is a service that guides companies on creating the best subscription experience and reducing customer churn. It encompasses every aspect such as billing, Configure-Price-Quote (CPQ) development, revenue recognition, and analytics.
Features
Subscriptions
- Customer subscription management
- Handling orders
- Payment details
- Automated reports
Billing
- Invoice management
- Charge rating
- Billing notifications
- Managing recurring payments
- Compliance management
- Price optimization
Analytics
- Monitors KPIs
- Self-service dashboard
- Team insights
- Analyzing business impact
Best features
- Subscription management
- Subscription renewal
Pricing
Customized pricing
User type
Marketers, product managers, and finance teams
Industry type
Media, manufacturing, technology, and software
Market segment
Mid-market
Customer support
Calls, implementation training, end-user training, and a knowledge center
Website
Founded in
2007
Headquarters
Redwood City, California, United States
15. Baremetrics

Baremetrics is a financial SaaS tool that helps businesses analyze, forecast, and engage with their audience. The software has a zero-configuration set-up and provides companies with complete visibility over critical metrics.
Features
Payments
- Payment collection forms
- Payment processing automation
Emailing
- Email reports
- Sending automated emails
- Email follow-up
Analytics
- Analytics API
- People insights
- Forecasting
- Benchmarking of data
- Smart dashboards
- Reasons analytics
Best features
- Control center
- Payment processing
Pricing
- Free trial
- Real-time SaaS metrics - $208 per month
- Recover - $158 per month
- Cancellation insights - $108 per month
- Forecast+ - $1,000 per month
User type
CEOs and founders
Industry type
Business intelligence, information technology, and cloud computing
Market segment
Small business
Customer support
Email, help desk, phone support, and knowledge base
Website
Founded in
2013
Headquarters
San Francisco, California, United States
16. 2Checkout

2Checkout, now called Verifone, is an all-in-one financial platform that maximizes a business’s revenue and speeds up sales. It allows companies to accept mobile and online payments from customers across the world. It serves 50,000 businesses globally and provides multi-currency support of up to 87 currencies and multi-language support of up to 15 languages.
Features
Global services
- Global payment
- Internationalization
- Global tax and financial services
- Global compliance
- VAT management
eCommerce
- Customizable checkout carts
- Integration with top cart platforms
Billing
- Subscription billing
- Onboarding users
- Revenue recovery tools
- Subscription pause
Reporting and analytics
- Customizable reports
- Customer behavior analytics
- Promotion management
- SEO optimization
Best features
- eCommerce product configuration
- Admin access rights
- internationalization
Pricing
- Free trial
- 2sell pricing - 3.5% + $0.35 per successful sale
- 2subscribe pricing - 4.5% + $0.45 per successful sale
- 2monetize pricing 6.0% + $0.60 per successful sale
User type
Developers, eCommerce managers, owners, executives, and marketing teams
Industry type
Digital marketing, social media, and web development
Market segment
Small business
Customer support
Emails, phone, tickets, training, and account support
Website
Founded in
2000
Headquarters
San Jose, California
17. Gusto

Gusto is a FinTech software that streamlines payroll, employee benefits, attendance tracking, onboarding, and company insights all in one place. Gusto works with more than 200,000 businesses across the United States. The platform can also automate the federal, state, and local tax computation and payment processes of small businesses.
Features
Payroll
- Payroll entries
- Web portal
- Direct deposit
- Employee time tracking
- Calculating PTO
- Payroll reports
- Pay slip
- Expense management
- Salary adjustment
Taxes
- Automated tax filing
- Pre-tax deductions
- Tax calculation
Human Resource
- Attendance management
- Benefits administration
- Self-onboarding
- Retirement plan management
Best features
- Payroll web portal
- Payroll direct deposit
Pricing
- Free trial
- Simple plan - 40$ per month and 6$ per person
- Plus plan - 80$ or 60$ per month and 12$ or 9$ per person
- Premium plan - custom pricing
User type
Human resource professionals or accountants
Industry type
Small businesses and startups
Market segment
Small business
Customer support
Live chat, email, or phone
Website
Founded in
2011
Headquarters
San Francisco, California
These financial SaaS solutions can help your team develop a centralized overview of the company’s payment processes. It is beneficial for businesses to stay up-to-date with new SaaS software so that they can automate and work efficiently. When it comes to SaaS software, Spendflo’s 360° market intelligence can help you discover new products and create a centralized procurement plan for your company.
With
Spendflo,
You Can Save As Much As 30% on SaaS Spends
Talk to Our Team NowSign up for our blog

Optimizing SaaS Expenses is Easier with Expert Guidance
Subscribe to our blog & learn how to master optimizing your SaaS expenses.
Related articles.
Wondering how much you could be saving on SaaS?
Get a free savings analysis.webp)