pricing for Melio

Melio Pricing: How much does Melio cost you?

Spendflo's curated SaaS intelligence based on battle tested negotiations helps you get everything you need make informed SaaS buying decisions, avoid buyer remorse and get your preferred tools at the best price.


Melio is a payment platform that simplifies business payments by allowing users to pay bills and vendors online using bank transfers or credit cards. It streamlines the payment process, improves cash flow management, and offers scheduling and tracking features for better financial control.

Pricing Overview
Melio is a free tool with no subscription fees. When you send and receive ACH bank transfers it’s completely free. There are additional fees if you want to pay by card, send an international bank transfer or get a check sent to your vendor. Faster and same-day payments have fees attached as well.
For All Teams
Free Trial
Annual Subscription
Implementation Support

Spendflo Score

Spendflo Score is a computed measure of all SaaS tools' financial and procurement health indicators. It helps make data-driven decisions about software investments.

Preference score
Sentiment score
Discount availability
Ease of Procurement
New York
Payment Processing & Accounts Payable
Frequently Asked Questions

What is Melio?

Melio is a digital payment platform that helps businesses manage their accounts payable and receivable processes. It offers features such as online payments, vendor management, invoice scheduling, and payment tracking to simplify the payment workflow and improve cash flow management.

Can Melio integrate with other software systems?

Yes, Melio provides integration capabilities to connect with other software systems commonly used in finance and accounting. It supports integrations with accounting software, invoicing platforms, and banking systems, allowing seamless data synchronization and payment processing across different applications.

Who is Melio best suited for?

Melio is best suited for small businesses, freelancers, and contractors looking for a convenient and efficient way to manage their business payments. It caters to entrepreneurs, startups, service providers, and vendors seeking a digital solution to streamline their accounts payable and receivable processes.

Is Melio truly free?

Yes, Melio is free to use, with no monthly subscription, setup, or sign-up fees. Users can pay bills with a debit card or ACH bank transfer for free, and receive payments through Melio is also free. However, there are additional fees if you want to pay by card, send an international bank transfer, or get a check sent to your vendor.

What is the limit on Melio?

No limit on payment amounts. Whether you need to pay a large invoice or a small fee, Melio's payment system can accommodate it.

Here’s some Best practices to save on Slack
Save on Slack Today


Save on Slack with negotiations
based on benchmark-data obtained from 
hundreds of negotiations.

Plan renewals 
120 days ahead

Prioritize your renewals and plan ahead.
Pay only for what you need and get the 
best discounts by showing up fully prepared.

Take Data-backed renewal

Understand your teams license utilization,
usage patterns and sentiments. Get full
context about all the tools you use and 
take informed decisions to maximize ROI.

Dust those extra SaaS costs off

Our free savings analysis tells you how much you’re guaranteed to save with Spendflo. Learn more about cleaning up and automating your tech stack from our experts.