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Maverick spend detection

RIsk & compliance
Primary · Finance
Secondary · Procurement
Ready for publish

Maverick spend hides in the long tail. It is the card charge, the off-contract invoice, the renewal nobody routed, and it adds up to real money.

Flo reads spend across your systems, compares it to contracts and approved process, and flags the charges that went around the rails. It groups the patterns and routes them for review.

Flo flags patterns. Finance and procurement act. The leakage becomes visible, so you can close the gaps instead of guessing where they are.

Intake and Approvals flow
CONFIGURATION
TOOLS
Read spend
Reporting
Reads spend across cards, AP, and contracts.
Compare process
Spendflo
Context Library
Compares spend to contracts and approved process.
Flag maverick
Spendflo
Context Library
Flags off-process and off-contract spend.
Route review
after approval
Slack
Routes the grouped patterns for review.
CONTEXT USED
  • Use Read spend to confirm the request has budget before routing.
  • Use Compare process to validate the request and flag any exception.
  • Use Flag maverick to route the chain to the right approvers, in order.
  • Once approved, use Route review to raise the PO. Never raise a PO before approval.
  • Escalate anything over threshold or outside policy to a named human owner.
SIMULATION
1
System
Reporting
Monthly spend data refreshes
2
Flo
Reporting
Read card, AP, and contract spend
3
Flo
Spendflo
Compare each charge to approved process
4
Flo
Spendflo
Flag recurring off-contract charges
5
Flo
Spendflo
Group the patterns by category
6
Team
Slack
✓ Route the findings to finance
7
Flo
Slack
Finance and procurement close the gaps
Intake and Approvals flow
GUARDRAILS
⛉
Flo flags maverick spend. It never claws back charges on its own.
⛉
Flo surfaces patterns; humans decide the response.
⛉
Flagged spend is grouped with evidence for review.
⛉
Final action always rests with finance and procurement.
Intake and Approvals flow
See Flo work
Watch the agent take a live request from intake to PO.
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Testimonials
“Finance queries Flo AI and surfaces exactly what they need for reforecast: 
which renewals are approaching, what savings are in play, when contracts are closing. Live insights, on demand
no back-and-forth, no delays”
Toral Patel, 

VP Accounting
“With Spendflo, we finally have unified visibility. We can look in one portal and see all our spend, upcoming renewals, and how we’re actually using the licenses we’re paying for.“
Josh Rappoport, 

VP Finance
“Spendflo AI triages intake and guides them through the right workflows. Centralize contracts, approvals, vendor data, and docs in one place. AI tracks usage, sentiment, and timelines automatically.”
Scott Stibich, 

Senior Accountant.
AI-driven procurement that adds value every moment.
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